What We Do

Credigy is a global specialty finance company with flexibility across the capital structure to acquire or finance a diverse range of assets. We invest in consumer assets across multiple asset classes and geographies. We are the partner of choice when financial institutions face complex challenges and strategic changes.

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Established

From our parent company’s significant capital commitment to the dedication and alignment of our leadership team, our foundation is strong.

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Adaptable

We understand rapidly changing market conditions and collaborate with our partners to deploy creative solutions.

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Diversified

With investments spanning asset classes, capital structures and geographies, we offer deep expertise with an ever-widening reach.

 

Who We Are

Founded in 2001 and headquartered in Atlanta, Georgia, Credigy is a consolidated subsidiary of National Bank of Canada. Our performing, prime portfolio is diversified across a wide variety of consumer-related assets. We’re proud to have closed more than 260 deals, representing $12B+ in assets...and counting.

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How We’re Different

Credigy’s success is the result of our dedication to understanding risks and maximizing returns. Our disciplined, yet adaptable investment strategy is built upon three guiding principles:

  • Emphasizing model risk over credit risk

  • Leveraging a flexible model for servicing portfolios

  • Maintaining the perspective of a long-term, value investor and growth partner